Rashtriya Swasthya Bima Yojna is
**Core Concept**
The Rashtriya Swasthya Bima Yojna (RSBY) is a government-funded health insurance scheme aimed at providing health insurance coverage to the Below Poverty Line (BPL) and other vulnerable families in India. This scheme is a form of social health insurance that aims to reduce the financial burden on households due to healthcare expenses.
**Why the Correct Answer is Right**
The RSBY scheme was launched in 2008 by the Ministry of Health and Family Welfare, Government of India, with the objective of providing health insurance coverage to BPL families. The scheme provides a health insurance coverage of up to βΉ30,000 per family per year for a maximum of 5 family members. The scheme also aims to provide cashless hospitalization benefits to the beneficiaries. The scheme is implemented through a network of empanelled hospitals and healthcare providers across the country.
**Why Each Wrong Option is Incorrect**
**Option A:** This option is incorrect because RSBY is not a type of health insurance scheme that is managed by the private sector.
**Option B:** This option is incorrect because RSBY is not a scheme that provides health insurance coverage to only the elderly population in India.
**Option C:** This option is incorrect because RSBY is not a scheme that provides health insurance coverage to only the urban population in India.
**Clinical Pearl / High-Yield Fact**
RSBY is a government-funded health insurance scheme that provides health insurance coverage to BPL and vulnerable families in India. The scheme is a form of social health insurance that aims to reduce the financial burden on households due to healthcare expenses.
**Correct Answer:**
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