Age limit in universal health insurance scheme is ?
Correct Answer: 1 - 65 years
Description: Ans. is ' d' i.e., 1 - 65 years Universal Ilealth Insurance Scheme o Sponsored by Govt of India for economically weaker sections of people o This is an ideal health scheme for panchayats, NGOs engaged in rural development, various unorganised sectors, groups of self employed persons, traders, craftsman, aisans etc o The policy provides medical reimbursement, personal accident cover, and disability cover. o Benefits 1. Medical Reimbursements The policy provides reimbursement of hospitalisation expenses up to Rs.30000/- to an individual/family subject to the following sublimts Stay: Bed including boarding expenses- up to Rs. 150/- per day; in case of ICU Rs.300/- per day Fees of surgeon, anesthetist, consultant, specialist, nursing etc. up to Rs.4500/- per illness/injury Anesthesia, blood, oxygen, operation theatre, x-ray, all laboratory test, dialysis, radiotherapy, chemotherapy, medicines, pacemaker, aificial limb - up to Rs.4,500/- per illness/injury Total expenses incurred for anyone illness up to Rs. 15000/ Personal Accident Cover: Rs. 25000/- for earning Head of the family in case of death due to accident. Disability Cover: Rs. 50/- per day of hospitalisation for earning Head of the family up to 15 days but excluding first 3 days in hospital. o Age limit: 3 months to 65 years. Family: Head, spouse. dependant children up to three and dependant parents. Floater facility: The benefit of family will operate on floater basis. Total amount of Rs.30000/- may be spent on individual or collectively by members of the family. Premium Subsidy For BPL Families: Govt will pay Rs. 100/- for each family towards premium for families living Below Povey Line
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